Woburn Finance Ltd helps business owners across the UK protect what matters most: key people, ownership, and continuity. We also advise individuals on mortgages and personal protection. We set out how our service works, what it costs, and what the risks are up front — so you can decide whether it's right for you before you get in touch.
Talk to us about Business ProtectionBusiness protection covers a range of needs, from safeguarding a company against the loss of a key individual to protecting ownership and providing employee benefits. Here's a brief overview of what we can advise on — full detail is on our Business Protection page.
Can provide funds intended to help remaining shareholders or partners purchase a deceased or critically ill shareholder's stake, usually alongside a cross-option agreement.
Can pay a benefit to the business if a key director or employee dies or meets a covered critical-illness definition, helping manage the financial impact of losing someone the business depends on.
Pays a regular benefit to the company if a director is unable to work due to illness or injury, helping replace some of the financial impact of their absence.
An employee benefit that can pay a lump sum to an employee's family if they die while employed by the business, often arranged as part of a wider staff benefits package.
Can provide a replacement income for employees who are unable to work due to long-term illness or injury, helping support staff and reduce the financial pressure on the business.
We assess your business's structure, key people and ownership, and recommend suitable business protection cover from a fair and personal analysis of the relevant market.
Through an initial conversation, an assessment of your business and its key individuals, and a written recommendation before anything is put in place.
We do not charge a fee for business protection advice, details of which are set out on our Business Protection page. Providers may pay us commission for arranging cover, which we'll confirm before you proceed.
Business protection policies have exclusions and eligibility criteria that can affect whether a claim is paid, and cover often needs to sit alongside the right trust or legal agreement to work as intended. We explain these before you proceed.
Relevant Life, Key Person, Shareholder Protection and Executive Income Protection — cover that protects your business, your key people and your ownership if the unexpected happens.
Life cover, critical illness and income protection advice, with clear information on exclusions and eligibility.
Advice on residential, first-time buyer, remortgage and buy-to-let mortgages, including eligibility and affordability considerations.
Tell us about your situation and we'll explain, in plain terms, whether and how we can help.